EquiTrack
Indian equities,
clearly tracked.
RELIANCEReliance Industries
NSE · EOD
Markets Today
Track every rupee.
File ITR with confidence.
Strict FIFO tax accounting, AI contract-note ingestion, automated corporate actions and tax-ready statements — purpose-built for NSE, BSE and Indian mutual funds. Built by an Indian investor, for Indian investors.
Tax Harvesting Engine
Save up to ₹1.25 lakh in taxes per year. Auto-detect lots to harvest before 31 Mar — without selling a single long-term stock.
See how it worksStrict FIFO tax accounting
ITR-ready LTCG/STCG with grandfather NAV — no Excel jugaad.
AI contract-note parsing
Drop a PDF — trades land in the right portfolio in seconds.
Email auto-import
Forward broker emails to a unique drop address. Hands-off.
Corporate actions, auto-detected
Bonus, split, dividend, results — auto-tracked daily.
Mutual Funds via CAS
AMFI NAV matching, ISIN resolution, monthly sync.
Futures & Options (F&O)
Schedule BP, contract-wise turnover for §44AB, ITR-3 ready.
Fixed Income + Advance Tax
FDs · PPF · NSC · Bonds · SGB — accruals into Schedule OS/EI/80C + auto advance-tax instalment reminders.
Life Insurance tracker
NewPremium calendar (FY-wise PDF) · multi-PAN 80C attribution · maturity tracking · auto-mark past premiums paid.
Comprehensive ITR computation
NewOld vs New regime side-by-side · §87A · CFL waterfall · Schedule 112A/111A/CG/BP/80C — one click.
Tax-ready ITR exports
Per-FY P/L + dividend ledger — one click, your CA will love you.
Save up to ₹1.25 lakh in taxes,
without selling a single stock.
EquiTrack scans every long-term gain in your portfolio and tells you exactly how much to harvest before March 31st to lock in the ₹1.25 lakh LTCG exemption — while flagging short-term losses you can offset against gains in the same year. Carry-Forward Loss tracking + matched-ST FIFO override + PAN grouping — all built around Indian Income Tax rules.
- 1.25L LTCG exemption auto-tracked per FY
- Carry-Forward Losses with 8-year expiry calendar
- Matched-ST FIFO override — book the exact loss you want
- PAN grouping — clubs spouse / HUF portfolios under one PAN
- End-of-day (EOD) price refresh after market close
Tax Harvesting · FY 2025-26
₹37,420tax saved so far
₹87,580 of ₹1,25,000 LTCG exemption still available. Harvest before 31 Mar.
INFY
60 shares · LT — book gain
TCS
12 shares · LT — book gain
ZOMATO
200 shares · ST — book loss to offset
Illustrative — your actual numbers will reflect end-of-day prices.
Your financial data.
Handled with care.
You're entrusting us with trade history, holdings, and tax data — details that could matter for decades. We take that seriously. Here's a straight, honest account of how we protect it.
No marketing theatre. No "zero-knowledge magic." Just the real safeguards we've built, which you can verify any time you'd like.
End-to-end encrypted backups · Founder cannot read your data
Database backups produced from our admin dashboard are sealed with a public key whose matching private key never lives on our servers — it sits offline in the founder's password manager. Even an admin downloading your data sees only ciphertext. The only way to read a backup is to decrypt it locally with that private key. Translation: a server breach, a stolen laptop, or a malicious-insider scenario all leave your portfolio unreadable.
Encrypted in transit, encrypted at rest
Every byte between your browser and our servers travels over TLS 1.2+. Your database records sit on MongoDB Atlas with disk-level AES-256 encryption and private-network-only access — we do not expose it to the public internet.
Passwords nobody can reverse
Login passwords are hashed with bcrypt — a deliberately slow, one-way function. Even we can't recover your password; if you forget it, you reset it. The same applies to any broker-PDF passwords you choose to save — those are further encrypted with a server-side key before they ever hit the database.
Never sold. Never shared. Never for marketing.
Your trade history is not a product. We do not sell, license, rent, or share your portfolio data with anyone — not advertisers, not data brokers, not research firms. Only you see your portfolios.
AI parsing is stateless
When you upload a contract note, we send the PDF's text to our AI provider under a no-training data-processing agreement. The file is not stored on their side, not used to train any model, and is discarded once parsing finishes. The extracted trades are saved only in your account.
Strict access controls — even internally
Only a minimal set of engineering staff has production access, and every privileged action is logged. We never browse customer portfolios for curiosity. Support interventions require a documented user request, and we disclose the minimum data needed to help you.
You own your data — and can leave at any time
Export your entire portfolio to Excel from Reports → Backup any time. Cancel the subscription and your backup still works. Request full account deletion and we purge your data within 3 days of the grace window expiring.
One last honest note. The live database is, by necessity, readable to the application that serves your dashboard — that's true of every SaaS. What we've made unreadable is everything that leaves the database: every backup, every export, every disaster-recovery snapshot is encrypted with a key only the founder holds, offline. Combined with strict internal access controls, audit logging, and a policy of never browsing customer data without an explicit support request, this gives you a genuinely strong privacy posture for a finance-grade product — and one you can verify any time.
A full-stack portfolio engine,
not another spreadsheet.
Indian investors shouldn't have to stitch together six tools at tax time. EquiTrack handles the whole chain — from trade ingestion to tax exports — while keeping your data where you can always reach it.
Strict FIFO — the way ITD actually expects
Every buy and sell is matched first-in, first-out across portfolios, accounting for bonuses, splits, and grandfather-NAV (for pre-2018 holdings). LTCG, STCG, intra-day, and speculative P/L are all computed automatically, so your ITR Schedule 112A/111A is literally one click away.
Contract-note ingestion, AI + native templates
Upload contract notes from any Indian broker — Zerodha, Groww, Upstox, ICICI Direct, HDFC Securities, Kotak, Motilal, Angel One — and we extract every trade along with brokerage, STT, exchange charges and GST. Native templates parse the big brokers in milliseconds at zero AI cost; the rest fall back to a secure AI path you never have to think about.
Email auto-import — hands-off tracking
Each account gets a unique drop address. Forward (or auto-forward) broker confirmation emails and we parse the attachment, route it to the right portfolio by broker code, and drop each trade into a review queue for one-click approval. Brokers that email you a daily contract note essentially become a live feed.
Corporate actions, automatically detected
We scan public sources daily for bonuses, splits, dividends, rights issues and board meetings for every stock you hold. Adjustments post automatically to your holdings and FIFO lots so your cost basis stays correct forever — no manual "ex-date" entry, no silent errors at tax time.
Mutual Funds via CAS upload
Drop a CAMS or KFintech eCAS PDF (password = your PAN). We extract every folio, scheme and unit — ISIN-matched against AMFI — and sync daily NAVs for ~14,000 schemes. Your equity and MF portfolios live side-by-side in one consolidated view with unified P/L, day change and unrealized gains.
Futures & Options — Schedule BP, done right
Drop your F&O contract note PDF — we extract every leg with full charge breakdown automatically. Per-trade P/L, contract-wise turnover for §44AB tax audit threshold, intra-day equity speculative bucket, and a CA-ready Schedule BP PDF you can hand over for ITR-3 filing. Available on the Full plan.
Fixed Income + Advance Tax — the whole bank-side picture
Track FDs, RDs, PPF, NSC, KVP, SCSS, SSY, taxable & tax-free bonds, 54EC bonds, Sovereign Gold Bonds, EPF, VPF — all in one place with FY-accrual interest, maturity-value projections, and TDS estimates. Auto-routes taxable interest into Schedule OS, exempt income into Schedule EI, and 80C contributions into the deduction line of your ITR. The Advance Tax engine aggregates equity STCG/LTCG + intraday + F&O business + dividends + FI interest across every portfolio, projects FY-end liability, and lays out the 4 quarterly instalments (15-Jun / Sep / Dec / Mar) with countdown timers. One-click record-paid challan tracking + an auto-refreshing WebCal subscription so reminders stay live in Google / Apple / Outlook Calendar as you trade.
Life Insurance — premium tracking that pays for itself
Track every life-insurance policy you own (term, endowment, ULIP, money-back, whole life) in one ledger. EquiTrack auto-generates the premium schedule for the full policy term and silently marks past-dated premiums as already-paid on day one — so a policy you bought a decade ago doesn't show up as overdue. Premium Calendar view groups every upcoming due-date by month with a one-click PDF download (locker-ready, branded, with Holder / Insurer / Policy / Method / UTR all on a single page). The Dashboard surfaces your "Next premium due" widget so you never miss a deadline. Mark-Paid captures the PAN claiming the Section 80C deduction for THIS payment — vital for multi-PAN families where the spouse, parent or HUF actually pays. The Comprehensive ITR card then attributes every paid premium to the correct PAN's 80C bucket automatically.
Comprehensive ITR computation — every schedule, both regimes
A full year-end tax computation tile in your dashboard — not just a "download my P/L" CSV. EquiTrack runs both Old and New regime side-by-side (with Section 87A rebate, marginal relief, surcharge, cess) and tells you which regime saves you money. Schedule CG handles 112A (with grandfather NAV + ₹1 lakh LTCG exemption), 111A (STCG @ 15%), debt LTCG / STCG, SGB redemption, 54EC bond exemption. Schedule BP rolls up F&O business with §44AB audit threshold check. Schedule OS picks up dividend + FI interest. Schedule 80C aggregates insurance premiums (PAN-attributed) + PPF/NSC contributions + ELSS. CFL Waterfall applies Sections 70/71/74 carry-forward losses across heads in the correct ITD-mandated order. Multi-PAN attribution lets a HUF, spouse and self each see their own ITR draft from the same EquiTrack login. Download the entire computation as a CA-ready Excel + PDF packet.
Reports that your CA will actually thank you for
Per-financial-year P/L statements, Schedule 112A / 111A exports, dividend ledger with TDS tags, realized/unrealized splits, stock-wise and portfolio-wise drill-downs. Export to Excel or PDF with one click — all figures reconcile to the rupee with your ITR.
PDF invoices, automatically emailed
Every subscription payment produces a clean PDF invoice emailed to you with HSN code, transaction reference and itemised charges. No chasing receipts, no "I lost the invoice" at year-end.
Monthly billing, true proration on upgrades
Choose how many portfolios you need and the tier that fits. Upgrade or downgrade anytime — we prorate the unused days and apply them to your new plan (no double-charging, no "you paid annual so tough luck"). Razorpay handles checkout; EquiTrack handles the rest.
One account, many portfolios — consolidated view
Self, spouse, parents, HUF, kids — manage all of them under one login with per-portfolio privacy or a single consolidated dashboard for total wealth. Custom groupings let you carve family vs. trading vs. long-term buckets any way you like.
Broker sample uploads — grows for you and everyone
If your broker isn't natively supported, share one sample contract note (PII auto-redacted) and we build a template from it. Once shipped, every user with that broker benefits — no AI cost, instant parsing, forever. You've made EquiTrack better for the whole community.
Stop wrestling spreadsheets at tax time.
Seven days free. Full access to every feature. No card up front, no auto-subscribe surprise — you choose a plan only if you find it worth it.