Terms of Service

Last updated: 5 June 2026

These Terms of Service (“Terms”) govern your access to and use of equitrack.in and related services (“Service”), operated by Harshesh Shah (“we”, “us”, “EquiTrack”). By creating an account or using the Service you agree to these Terms.

1. What EquiTrack is

EquiTrack is a personal portfolio-tracking tool for Indian equities. It computes FIFO profit/loss, generates tax-ready reports, imports contract notes, and shows end-of-day prices. It is NOT a trading platform, broker, investment advisor, or tax advisor.

2. Eligibility

You must be at least 18 years old and legally able to enter into a contract to use EquiTrack.

3. Accounts & security

You are responsible for keeping your email and password safe. Notify us promptly at admin@equitrack.in if you suspect unauthorised access.

4. Subscription & trial

Free trial: 7 days from the date of registration with full access (configurable by EquiTrack). After the trial, continued use requires an active paid subscription. Plans are billed monthly, per portfolio, via Razorpay. See the Pricing page for current tiers and rates. Subscriptions auto-renew unless cancelled; you may cancel anytime from Settings → Subscription. Subscription is non-refundable — see our Refund Policy.

5. Accuracy disclaimer

We source end-of-day market prices from public sources. Prices and computations are provided on a “best-effort” basis and may have errors, delays, or omissions. You are solely responsible for verifying every figure before relying on it for tax filing, investment decisions, or any other purpose. Always cross-check with your broker's contract notes and your CA before filing ITR.

6. AI parsing disclaimer

Contract-note parsing is performed by large-language-model (Anthropic Claude / Google Gemini) routed through Emergent's LLM gateway. Extracted transactions must be reviewed before being added to a portfolio. We do not guarantee 100% extraction accuracy.

7. Acceptable use

You agree NOT to:

• Abuse, scrape, or reverse-engineer the Service or its APIs.
• Upload contract notes belonging to another person without authorisation.
• Use the Service to violate Indian law, including tax law and SEBI regulations.
• Resell access or create derivative products from EquiTrack's data.

8. Intellectual property

All EquiTrack branding, UI design, code, and content are owned by Harshesh Shah. Your portfolio data remains yours — we only process it on your behalf.

9. Limitation of liability

To the maximum extent permitted under Indian law, EquiTrack's total liability for any claim is limited to the subscription fee paid by you in the 12 months preceding the claim. We are not liable for indirect damages, loss of profits, tax penalties, missed filings, or data-entry errors downstream of our service.

10. Termination

We may suspend or terminate your account for breach of these Terms or abuse of the Service. You may delete your account any time from Settings or by emailing admin@equitrack.in.

11. Governing law

These Terms are governed by the laws of India. Any dispute will be subject to the exclusive jurisdiction of the courts in Mumbai, Maharashtra, India.

12. Changes

We may update these Terms from time to time. Material changes will be notified by email at least 7 days in advance.

13. Contact

Questions? admin@equitrack.in.